Considering Filing Bankruptcy? Overwhelmed with Debt?
Phoenix Bankruptcy Attorney Cliff Levenson Can Help You Seek Debt Relief
Are you struggling through hard times financially? You are not alone. The United States economy has yet to recover from the events of the past decade. Millions of Americans are feeling the squeeze. If you are in debt, finding the money for basic necessities is difficult. Furthermore, your monthly payments on credit cards and loans can make paying for everyday living expenses almost impossible. Fortunately, legal help is on the way from Phoenix bankruptcy attorney Cliff Levenson. Cliff Levenson will carefully review your financial situation with you to determine if bankruptcy is the right option for you.
You might feel ashamed at the thought of having to file bankruptcy, but bankruptcy does not carry the stigma it once did. Thousands of people seek help through the Arizona bankruptcy courts every year, and the law allows them to do so. Bankruptcy is a completely safe and legal form of debt relief, sanctioned by federal law and administered through the federal judicial system. Congress enacted bankruptcy laws to provide complete debt relief for people who need it and, if you need it, you should take advantage of it.
Chapter 7 Bankruptcy Explained
Chapter 7 bankruptcy offers complete debt relief if you qualify. A successful Chapter 7 will wipe out your liability on credit card debt, medical bills, certain utilities, personal loans and many judgments. If you have a house or a car you can no longer afford, Chapter 7 allows you to give them up and walk away without owing any money. However, you can still keep your house and your car if you can afford them and are up to date on payments. This is where Arizona bankruptcy exemptions come into play.
Whether you qualify for Chapter 7 bankruptcy depends on a number of factors. This includes whether you need to save a house or a car, whether you have any previous bankruptcies, whether you have any disposable income and whether you pass the bankruptcy means test. Phoenix bankruptcy attorney Cliff Levenson can review your financial picture and help you determine if bankruptcy is right for you. If it is, he can help make sure your the bankruptcy process runs as smoothly as possible.
Contact Phoenix Bankruptcy Lawyer Cliff Levenson Now
If you are drowning in debt, there are options available to you. Our law firm is happy to answer your bankruptcy questions. Furthermore, we can provide you with the legal representation you need for your bankruptcy filing. To get started on the path to debt relief, contact Cliff today for a free consultation.